Borrowell: Credit Report 4+

Build Credit & Compare Offers

Borrowell

    • Free

iPhone Screenshots

Description

Borrowell's mission is to make financial prosperity possible for all Canadians. Your credit score plays an important role in whether lenders approve you for financial products and the interest rates you can get. Borrowell was the first in Canada to offer free credit scores, allowing you to regularly check your credit score. Today, we're the only ones who offer a full Equifax Canada credit report updated weekly, for free.

Get your free credit score and report in three minutes. Your credit card information and SIN are not required. Download the Borrowell app today.

FEATURES YOU’LL ENJOY

Monitor Your Credit Score

Check your credit report and credit history with Borrowell's easy-to-use app. Monitor your credit score anytime, anywhere, and receive alerts for changes to your score or credit report. Borrowell is the only app that provides free weekly updates with access to your full credit report.

Understand Your Credit Score

Gain insights into factors affecting your credit score, such as payment history, credit utilization, credit history, credit inquiries, and average credit age, plus get personalized recommendations for building your credit history. Regularly checking your credit score and monitoring your credit health with Borrowell's app empowers you to stay proactive in managing your financial well-being.

Get Personalized Financial Product Recommendations

Check your credit score and receive custom product recommendations. Find and compare auto loans, credit cards, chequing and high-interest savings accounts, insurance, and mortgage rates from over 75 trusted financial providers like American Express Canada, BMO Canada, Capital One Canada, Fairstone Bank of Canada, Scotiabank Canada, EQ Bank, National Bank of Canada, Symple Loans and more. See your likelihood of approval before you apply for a loan or credit card.

BUILD YOUR CREDIT HISTORY

Positive credit history, payment history and credit mix are factors that can contribute to a higher credit score. A higher credit score can give you access to more credit products like loans, credit cards and mortgages, and at lower interest rates. Potential landlords and employers may also check your credit score and report as part of your application process.

Borrowell Rent Advantage™

Build credit with rent payments without landlord involvement. Report rent payments on your Equifax Canada credit report to build credit history, payment history, and credit mix. Qualify for this product even with a low credit score. There are no hard credit checks, no hidden fees and no cancellation charges.

Borrowell Credit Builder

Use Borrowell Credit Builder to build your payment history and diversify the credit mix on your credit report without taking on additional debt or needing a credit card. Your payments are made automatically through a pre-authorized debit agreement, so you never have to worry about missing a payment. There are no hard credit checks, no hidden fees and no cancellation charges.

SAFE AND SECURE

At Borrowell, protecting our members' information is our utmost priority. We use bank-level 256-bit AES encryption to keep your information safe.


BORROWELL AWARDS

Borrowell has received multiple awards:

The Globe and Mail’s Canada’s Top Growing Companies of 2023, 2022

Canadian Business Innovation Award Winner, 2023

Best Workplace in Canada, 2023

Best Workplaces for Women, 2023

Best Workplaces in Technology, 2023



When you download and use the Borrowell app, you are agreeing to Borrowell's Terms of Use. https://www.borrowell.com/terms

What’s New

Version 11.0.4

Bugfixes and performance improvements.

Ratings and Reviews

4.8 out of 5
42.8K Ratings

42.8K Ratings

Pawan@medicaps ,

Great app

This is a great app to monitor credit history for free without impacting your score.

Developer Response ,

Hi there, we're so glad that you've enjoyed the Borrowell app so far and we appreciate the 5 star review!

KyBoRgWaRnEr94 ,

Great app

Great app , appreciate the ease it provides me with when inquiring my credit score. Thank you. I also felt so much comfort in their suggested credit card options when applying for one. They show your likeliness of obtaining each card with a rating of either 1. Excellent , 2.good , 3.fair, and 4.low ! This made me feel more confident in my choice when choosing a card !

Developer Response ,

Hi there, we're happy that we could make checking your credit score even easier! We appreciate the review and stay tuned for more great features.

Jairo el boss ,

No optimization for ipad

How come this is not optimized for the iPad. It's 2019. Also it won't let me sign in to multiple devices, so seriously?

Developer Response ,

Hi,
Thanks for checking out the Borrowell app! We apologize that at this time you can only log in using one device at a time. This is in place to offer a high level of security for your information and we plan to improve this in the future. We appreciate your feedback. Thanks!

App Privacy

The developer, Borrowell, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like

Intuit Credit Karma
Finance
KOHO: Award-winning Money App
Finance
Capital One Canada
Finance
Western Union Send Money
Finance
Neo Financial
Finance
Tangerine Mobile Banking
Finance